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SBA loans for chiropractor offices: FY2020–FY2025 data

Chiropractor Offices (NAICS 621310, "Offices of Chiropractors") ranked #21 among six-digit industries by number of SBA 7(a) and 504 loans approved nationwide in FY2020–FY2025. Below: volume by year, loan sizes, where the loans went, and the lenders and CDCs that made the most of them.

Data as of (SBA 7(a) & 504 FOIA release). Headline figures cover fiscal years 2020 through 2025 (October 1, 2019 to September 30, 2025). Methodology and sources.

Headline numbers, FY2020–FY2025

2,913 SBA 7(a) and 504 loans totaling $824.0 million were approved for chiropractor offices in FY2020–FY2025 (2,577 7(a) and 336 504), excluding loans later cancelled.

  • 2,913SBA loans approved (7(a) + 504)
  • $824.0 millionTotal approved amount
  • $150,000Median 7(a) loan (2,577 loans)
  • $291,000Median 504 amount (336 loans)
  • 13,748Jobs supported, as reported on the loans
  • 6.2%Loans to franchise businesses

What this means for a borrower

  • Half of the 7(a) loans approved for chiropractor offices were between $58,500 and $334,000, and the median was $150,000, 24% below the all-industry median of $198,300. A request well above $334,000 would be larger than three in four 7(a) loans recorded here.
  • 45.5% of 7(a) loans here were under $150,000 (all-industry: 40.6%).
  • 504 loans were 11.5% of the loans counted here (all-industry: 11.7%), with a median 504 amount of $291,000.
  • 478 lenders (counted by name as recorded in the data) approved at least one 7(a) loan here. The 10 most active by count made 37.8% of 7(a) loans, so 7(a) lending here is spread across many lenders.
  • 7(a) approvals went from 325 in FY2020 to 534 in FY2025, up 64%.

These are counts of approved loans. The data does not show applications that were declined or withdrawn, so it says nothing about approval odds, and past volume is not a forecast for any individual request.

Loans by fiscal year

SBA loans approved for Chiropractor Offices (NAICS 621310) by fiscal year (October to September), excluding cancelled loans
Fiscal year7(a) loans7(a) amount504 loans504 amount
FY2020 325 $85.6 million 61 $17.4 million
FY2021 410 $130.0 million 82 $32.8 million
FY2022 419 $114.6 million 70 $32.1 million
FY2023 395 $107.5 million 35 $13.9 million
FY2024 494 $111.2 million 38 $15.6 million
FY2025 534 $144.3 million 50 $18.9 million
FY2026 (to 06/30, partial) 290 $92.6 million 34 $19.7 million

FY2026 covers only part of the year and is not included in any other figure on this page. Recent years can still change as loans are cancelled after approval.

Loan sizes

Loan size summary for Chiropractor Offices (NAICS 621310), FY2020–FY2025
Measure7(a)504
Loans2,577336
25th percentile$58,500$197,750
Median$150,000$291,000
75th percentile$334,000$497,750
Average$268,989$389,241
Share of loans by size band, Chiropractor Offices (NAICS 621310), FY2020–FY2025
Loan amount7(a) loans7(a) share504 loans504 share
Under $150,000 1,172 45.5% 40 11.9%
$150,000 to $349,999 798 31.0% 164 48.8%
$350,000 to $999,999 501 19.4% 117 34.8%
$1 million to $1,999,999 90 3.5% 15 4.5%
$2 million to $4,999,999 15 0.6% fewer than 10 fewer than 10
$5 million or more fewer than 10 fewer than 10 fewer than 10 fewer than 10

504 amounts are the CDC portion recorded in SBA's data (the "GrossApproval" field); the separate first-lien lender loan in a 504 project is not included, so 504 and 7(a) amounts are not directly comparable.

Most active lenders and CDCs

Ranked by number of loans approved for Chiropractor Offices (NAICS 621310) in FY2020–FY2025, then by amount. Names are shown exactly as recorded in SBA's data; the same institution can appear under more than one name, and we do not merge them. Lenders or CDCs with fewer than 10 loans here are not listed. This is a count of past activity, not a ranking of quality or a recommendation.

Top 7(a) lenders, Chiropractor Offices (NAICS 621310)
#Lender (as recorded)LoansAmount
1The Huntington National Bank266$44.5 million
2United Midwest Savings Bank National Association188$70.2 million
3BayFirst National Bank86$17.6 million
4BankVista69$15.6 million
5TD Bank, National Association69$9.10 million
6U.S. Bank, National Association66$22.0 million
7Wells Fargo Bank National Association66$21.3 million
8Manufacturers and Traders Trust Company64$5.05 million
9Citizens Bank50$21.5 million
10Readycap Lending, LLC50$6.34 million
Top 504 Certified Development Companies (CDCs), Chiropractor Offices (NAICS 621310)
#CDC (as recorded)LoansAmount
1Florida First Capital Finance Corporation, Inc.20$7.15 million
2Florida Business Development Corporation19$8.73 million
3WBD, Inc.15$5.72 million
4Mortgage Capital Development Corporation14$7.63 million
5Small Business Growth Corporation11$3.09 million

478 lender names appear on at least one 7(a) loan for Chiropractor Offices (NAICS 621310), and 96 CDC names on at least one 504 loan.

7(a) loans by processing method

7(a) loans for Chiropractor Offices (NAICS 621310) by processing method recorded in SBA's data, FY2020–FY2025
Processing method (as recorded)LoansShare of 7(a)
Preferred Lenders Program1,54059.8%
SBA Express Program81431.6%
7a General1997.7%
Community Advantage Initiative210.8%

Where the loans went

States with the most SBA loans for chiropractor offices, FY2020–FY2025
StateLoansShareAmount
Florida2749.4%$96.1 million
Texas2117.2%$68.7 million
California1926.6%$76.2 million
Minnesota1846.3%$35.0 million
Ohio1434.9%$27.6 million
Michigan1224.2%$24.1 million
Illinois1153.9%$34.4 million
Colorado1143.9%$32.0 million
Washington1123.8%$43.7 million
Wisconsin873.0%$22.1 million

Share of all loans for this industry nationwide. The industry is the NAICS code recorded on each loan, as reported in SBA's data.

Other industries

Questions this data answers

How many SBA loans were approved for chiropractor offices from FY2020 to FY2025?

2,913 SBA 7(a) and 504 loans totaling $824.0 million: 2,577 7(a) loans and 336 504 loans, according to SBA FOIA data as of June 30, 2026. Loans later cancelled are excluded.

What is the median SBA 7(a) loan size for chiropractor offices?

$150,000 for loans approved in FY2020–FY2025. Half of the 7(a) loans were between $58,500 and $334,000; the average was $268,989, pulled up by a smaller number of large loans.

What is the typical SBA 504 loan amount for chiropractor offices?

The median 504 amount was $291,000 across 336 loans. This is the CDC portion recorded in SBA's data; the separate first-lien lender loan in a 504 project is not included.

Which states had the most SBA loans for chiropractor offices?

By loan count in FY2020–FY2025: Florida (274 loans, 9.4%), Texas (211 loans, 7.2%), California (192 loans, 6.6%).

Related guides

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The numbers above describe loans that were approved. They do not say what any lender would do with your request. Tell us what you are trying to finance and we will help you see how it lines up. No documents needed to start, and we do not pull your credit.

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Figures are compiled by Precise SBA from the U.S. Small Business Administration's public 7(a) and 504 FOIA loan-level data and are shown as recorded, including lender names. They describe past approvals only: they are not rates, approval odds, a ranking or an endorsement of any lender, and not a prediction for any loan. Precise SBA is not a lender and is not affiliated with the U.S. Small Business Administration. We never charge you. If a loan closes, the lender may pay us a referral fee, disclosed on SBA Form 159 (how we get paid).